FlexFactor's AcceptIQ platform sets new industry standard with 30% recovery rate on declined transactions

“The payments industry has historically viewed declined transactions as a cost of doing business,” said Elio Vitucci, CEO of FlexFactor. “AcceptIQ fundamentally changes this paradigm by converting nearly one-third of these declines into completed sales, all while assuming the risk that traditional processors can’t and won’t take on.”

The platform’s performance is driven by three key innovations:

• Real-time evaluation and recovery of declines across all decline codes
• Risk-transfer technology that assumes credit risk for recovered transactions
• Seamless integration that preserves the original merchant-customer relationship

This milestone comes at a critical time for enterprise commerce, with false declines putting over $300 billion at risk in the U.S. market alone. By recovering 30% of these transactions, AcceptIQ helps merchants capture revenue that directly impacts their bottom line without requiring additional customer acquisition spend.

Global enterprises using AcceptIQ have seen measurable improvements across key metrics:

• 15-20% increase in annual revenue through recovered transactions
• Higher customer lifetime value from preserved relationships

Zero additional risk, with FlexFactor assuming full credit risk for recovered sales