The real-time recovery layer the commerce stack has been missing
FlexFactor is the first AI-powered platform that identifies and intercepts false payment declines in real-time, preventing cardholders from ever experiencing transaction failure and rejection, which reverses the $450B annual problem merchants face of lost revenue, wasted CAC, and lower LTV.
Powering both one-time purchases and subscriptions, we’ve reinvented payment decline ‘recovery’.












Trusted to deliver results by the most innovative brands
FlexFactor delivers unmatched approval rates
Complete customer orders despite the payment decline, allowing checkout success on the first attempt.


Deliver a seamless customer experience: no prompts, no re-entering of payment details, no registration


Solve all types of declines, including insufficient funds, for both ecommerce and subscription payments


Deploy in minutes, and immediately enjoy increased checkout conversion, customer retention, and LTV






Award-winning solutions built on deep expertise
Ready to end false payment declines? Book your free demo today
Learn and delve deeper into FlexFactor
FlexFactor and Valor PayTech Partner to Maximize Merchant Revenue and Reduce Payment Declines
FlexFactor and OpenPath announce partnership to revolutionize decline recovery in e-Commerce
FlexFactor announces native Stripe app integration
FlexFactor today announced the beta of its native Stripe app, making its award-winning payment recovery…












