The real-time recovery layer the commerce stack has been missing

FlexFactor is the first AI-powered platform that identifies and intercepts false payment declines in real-time, preventing cardholders from ever experiencing transaction failure and rejection, which reverses the $450B annual problem merchants face of lost revenue, wasted CAC, and lower LTV.

Powering both one-time purchases and subscriptions, we’ve reinvented payment decline ‘recovery’.

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Trusted to deliver results by the most innovative brands

FlexFactor delivers
 unmatched approval rates

Real time decisioning

Complete customer orders despite the payment decline, allowing checkout success on the first attempt.

Frictionless experience

Deliver a seamless customer experience: no prompts, no re-entering of payment details, no registration

Full decline coverage

Solve all types of declines, including insufficient funds, for both ecommerce and subscription payments

Instant ROI

Deploy in minutes, and immediately enjoy increased checkout conversion, customer retention, and LTV

Declines should no longer be the cost of doing business

The average ecommerce merchant loses 10-15% of their orders to payment declines. It’s considered acceptable but this means considerable financial loss when factoring in lost customer acquisition costs and customer lifetime value.

FlexFactor assesses each decline in real-time and seamlessly transforms a false decline into a completed purchase, delivering up to 20% annual revenue increases to ecommerce merchants.


Award-winning solutions built on deep expertise

Ready to end false payment declines? Book your free demo today


Learn and delve deeper into FlexFactor

FlexFactor and Valor PayTech Partner to Maximize Merchant Revenue and Reduce Payment Declines

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Spreedly and FlexFactor Partner to Transform Payment Declines into Revenue Recovery

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FlexFactor and OpenPath announce partnership to revolutionize decline recovery in e-Commerce

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FlexFactor announces native Stripe app integration

FlexFactor today announced the beta of its native Stripe app, making its award-winning payment recovery…

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