The Real-Time Recovery Layer for Leading Commerce Brands
When qualified customers experience a false decline… your revenue, CAC, and customer lifetime value are at risk.
At the exact moment the payment is rejected, FlexFactor’s AI-Powered platform intervenes in real-time to save what otherwise would have been those lost sales — actually preventing the consumer from ever experiencing a decline entirely for customer-initiated transactions (CIT – i.e., one-time purchases) and significantly improving recovery rates for merchant-initiated transactions (MIT – i.e,. subscriptions).
The icing on the cake? It takes minutes to integrate and requires no checkout changes or disruptions. We’re invisible to your customers, but invaluable to you!












Trusted to deliver results by the most innovative brands
FlexFactor delivers unmatched approval rates
Complete customer orders despite the payment decline, allowing checkout success on the first attempt.


Deliver a seamless customer experience: no prompts, no re-entering of payment details, no registration


Solve all types of declines, including insufficient funds, for both ecommerce and subscription payments


Deploy in minutes, and immediately enjoy increased checkout conversion, customer retention, and LTV






Award-winning solutions built on deep expertise
Ready to end false payment declines? Book your free demo today
Learn and delve deeper into FlexFactor
FlexFactor and Valor PayTech Partner to Maximize Merchant Revenue and Reduce Payment Declines
FlexFactor and OpenPath announce partnership to revolutionize decline recovery in e-Commerce
FlexFactor announces native Stripe app integration
FlexFactor today announced the beta of its native Stripe app, making its award-winning payment recovery…












