Digital Payment Systems Enter New Phase as AI Tackles Decline Rates

In this BizTechReports feature, FlexFactor’s CPO, Rehman Baig, and Spreedly’s Director of Strategy, Michael Rokos explore how AI-driven decisioning is revolutionizing payment recovery. They reveal how false declines cost merchants half a trillion dollars annually, why traditional retry strategies fail, and how real-time intelligence can recover up to 30% of declined transactions before customers ever see an error message. Read the article here.